Have bad credit but need a new vehicle? We can help!

One of the most important things you can do while you're trying to repair your credit is set yourself up for future success by managing your money wisely. It can be tough to accomplish both at the same time, but it's the best way to get back on the right track quickly. If you are ready to learn how to manage your money while repairing your credit, you can follow the tips mentioned below. more You may be interested in: How to rebuild your credit 1. Set up a budget The purpose of a budget is to determine how much you can afford to spend in each area of your life, such as rent or house payments, insurance, groceries, household products, transportation, and leisure. If you adhere to your budget, you will have more control over unusual spending, and you will be able to more easily spot areas where you could be saving money. 2. Make payments on time In addition to paying off your debt, you want to make sure you are paying bills on time. Only spend money you already have so you aren't forced to dig yourself deeper and deeper into debt in order to afford your living expenses. 3. Change spending behavior With a budget in place, you can see your spending behaviors month-to-month and decide where you can save a little more. For example, you may notice you are eating out multiple times a week and decide to cut back in order to pay off your debt quicker. 4. Stay accountable Get your family and close friends involved in your money management. Accountability is a great way to stay on track with your budget, especially if you're sharing bills and living spaces with them. 5. Set savings goals In order to stay motivated in your money management journey, set goals for savings. This will help build up a cushion that you can fall back on in case you need emergency money. It will also help save money for the future as well as for fun trips and events. If you have questions or would like more information about managing your money while repairing your credit, you can get in touch with our team at Seacoast Mazda. Contact Us

Most of the time, when you find out you have bad credit, you have just applied for something important--like a credit card, mortgage, or car loan --and were rejected. In addition to throwing a wrench in your plans, finding out you have bad credit can make you feel stuck with no way move forward. Fortunately, there are steps you can take to rebuild your credit and improve your credit score. more Read more: Used vehicle financing options at Seacoast Mazda What to do when you find out you have bad credit The first thing you'll want to do is obtain your credit reports and credit scores. You can get free copies of your credit reports once a year from each of the major credit reporting agencies, and you can check your credit scores for free every month on credit.com. Next, you want to keep in mind that the path to rebuilding your credit is a long one. Credit repair does not happen overnight. That being said, it is possible and worthwhile to get your finances back on track. Steps to rebuild your credit The process of improving your credit can vary depending on your credit score issues, but here are some tips to get you started: Figure out what is damaging your credit score. The main credit factors are payment history, credit utilization, age of credit accounts, mix of credit accounts, and history of applying for credit. Attempt to clean up your credit report by disputing mistakes with each credit bureau. Since payment history accounts for the most impact on your credit score, you should make plans to catch up on your payments as quickly as possible. Going forward, you'll want to pay special attention to your bills and their due dates so you can avoid missing future payments. Do not close your credit accounts. Instead, keep the accounts you have but avoid using them until you have completely paid off the balance. This can help boost your score based on the age of your accounts. We hope this helps you get started on a path toward rebuilding your credit and improving your credit score. If you would like additional information on how your credit may affect your ability to obtain a car loan, please do not hesitate to get in touch with our team at Seacoast Mazda. Contact Us

The Mazda Miata has long been one of the best-selling models in the Mazda family – and for good reason! It’s a gorgeous sports car that makes any drive more fun. But the car is not all good looks and a powerhouse engine (it’s not even among the strongest or the fastest) – the Mazda Miata offers an experience unlike any other, and it continues to do that year after year. Here are just a few of the reasons why so many people love the Mazda Miata – and why we think it’s the best sports car out there for the money: Classic Style Sports cars seem to get more and more outrageous in their styling in their attempt to one-up the competition year after year. The Mazda Miata has maintained its style over the years – one that is descended from classic roadsters of the 1960s. When you look at the Miata, you’ll see traces of classics like the Alfa Romeo and the Lotus Elan. But the Miata still stands on its own, with a unique style that holds up year after year. Phenomenal Performance The Mazda Miata isn’t the fastest or the most powerful car out there – the horsepower doesn’t even top 200. But the Miata is finely calibrated for a thrilling ride. The small, low-to-the-ground profile ensures that you feel every bit of your ride. You’ll feel those turns more acutely when you take them, and every rumble of the road will make you feel just how fast you’re going. Seated so close to the windshield, you’ll almost feel like you’re flying when you really get going. Most Miatas are outfitted with a manual transmission that has precise shifting and short gears. You’ll love the way the car shifts, which will add to the spirited nature of your drive. Additionally, the engine is designed to push power to the rear wheels as you drive, so you’ll feel a seamless weight distribution for perfect balance and fast response as you tear down the road. Flexibility Mazda has been making the Miata for a few decades now, and it has continued to improve upon its design while also offering a range of variants to give people just want they want in their model. The years have seen the Miata offer hard and soft tops, convenience features like heated seats and automatic climate control, and improved mechanics like Bilstein shocks or a limited slip differential. By shopping for previously owned Miatas, you can find the perfect combination of model year, trim level, and options to get the ideal configuration. Seacoast Mazda has a large variety of new and previous owned Mazdas, including the much-loved Miata. Visit us today to take a test drive of the Miata to find out what this fun sports car has to offer and why so many people have become its devoted fan over the years. We’re sure you’ll join the ranks of the millions who have come to love the Miata.